“Buy with 0% monthly payments” with SplitIt


Pay over time | No fees | 0% interest

The smarter alternative to charging your credit card, instead of using the revolving credit line where interest rates are 13%-19% or even higher. The service is free* and instant and is sponsored by this website. To be eligible you need the following:

  • Visa or Mastercard credit cards (no debit cards)
  • Have the entire amount of your purchase available on your card
  • Order value > 200 EUR


How it works

To ensure payment, the outstanding amount is held in reserve on your credit card. No charges apply to the held amount.

Example: 600€ order in 3 installments (200€ per month)

Installments payments will be charged monthly to your credit card. The credit line hold will be reduced monthly by the same amount.

The credit card bill will only show the monthly payment.

The remaining amount on hold will not show up as a debt, it may show up as 'pending'.

A revolving credit interest charge may apply only if you choose to the monthly payment.

*As long as you have available credit line